How To Ensure Your Classic Car Qualifies For Insurance
If you are lucky enough to find a great classic car that doesn’t break the bank, one of the many things that you need to consider is whether or not the car will qualify for insurance. Classic cars come with special insurance requirements, including how they are stored, and how they are used. If you are looking at or have just acquired a new classic car, below are some tips for ensuring that it qualifies for insurance.
Make sure it is always well maintained
Insurers want to know that you are taking care of your classic car. Because the components (especially the engine) are not brand new, they are considered a risk by insurers who want you to spend extra time and effort keeping things in working order. If you are putting your car into a self storage unit, this means changing the oil and filter, putting fuel stabilizer in the tank, making sure the brakes, hoses and belts are working properly, and removing the battery. Doing this before putting your classic car into self storage will convince the insurance companies that you and your vehicle are a safe investment for them.
Place your vehicle in storage over the winter
Having your classic car in a climate-controlled self storage unit over the winter will make insurance companies feel a lot better about insuring you. This is because there is less of a chance that your classic car will be damaged by the weather or unforeseen climate events if it is tucked away safe and sound in a climate-controlled, secured self storage facility than if you simply have it in your garage. Make sure you over-inflate the tires before putting it away for the winter to compensate for any air they might lose during those four or so months.
Place the vehicle in self storage if you are leaving the country
If you have to go away for work, or if you are going away on extended holiday, just as you would during the winter, make sure that your classic car is safe and sound in a self storage unit. If you show insurance companies that you love your car, and you are a responsible classic car owner, both while you are driving, and when you aren’t, they will be more likely to continue to renew your insurance.
Classic cars are great little pieces of automotive history that you get to keep and drive, but they come with some fairly specific care and upkeep requirements if you want to be able to continue to drive. Keep the above self storage considerations in mind and be sure that your classic care is always insurable.